Most health plans offer a range of tools that are easy to use and are just a mouse click away. So be sure to take advantage of them — whether you’re getting details of your coverage, checking on a referral, or using helpful tools to keep track of your health and wellness goals.

Online access to your plan information  — Many plans offer you password- protected access to information about your plan, so you can get the information you need when you need it. For example, with some health plans you can do the following:

  • View benefits to see what’s covered.
  • Check copayment and any coinsurance amounts.
  • View your plan deductible, if any, and track how much you have accumulated towards it.
  • Learn about your pharmacy coverage.
  • Track prescription drug expenses, and refill prescriptions you receive by mail.
  • Confirm any needed referrals or required authorizations.
  • Review the status of doctor and hospital bills (often called “claims”).
  • Order a replacement ID card.

Check with your health plan to see what online tools it offers, and then check out its site. You’ll be glad you did.

Member discounts — Your health plan coverage may allow you to take advantage of discounts on such things as massage therapy, eyeglasses, fitness membership fees, weight-loss programs, and running shoes.

Online health library — Need to know when your child is due for an immunization? Have questions about a symptom you just noticed? Your health plan may offer an online health library where you can research these questions and more.

Tools and calculators — Interactive gadgets are everywhere, and your health plan’s website is probably no exception. You might be able to do your own health assessment, calculate your body mass index, check on how many calories you burn while exercising, or even take a sleep quiz. Now that should help you rest easy.

Health and wellness programs — We all know that taking good care of ourselves is as important as getting the right care when we’re sick. That’s why many health plans offer a variety of programs designed to help you get and stay healthy. You might find programs to help you quit smoking, manage your asthma, or deal with stress. Interested in learning more about nutrition for you and your family? Interested in parenting classes?   You may get a discount for these types of programs, thanks to your health plan. You should be able to find all the above and much more on your plan’s website.