Get the Most from Your Health Plan
Get more value from your health plan with this simple, easy to understand information. Whether its choosing a health plan that is right for you, getting healthy tips for you and your family, or knowing the ins and outs of being a savvy shopper when it comes to your health plan, here is the information you need, without the headache.
Are You Getting the Most From Your Health Plan?
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Making Sense of Copays, Deductible, and Coinsurance
It’s hard to make the most of your if you aren’t sure what all of the health terms mean. If your plan has one or more of these, here is what it means for you: This is the amount you will pay to a provider (your doctor or hospital) at the time of service. For [...]more
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It Pays to Know Your Prescription Drug Coverage
Whether you take a medication on an ongoing basis or only fill occasional prescriptions, you need to plan ahead to save money. You don’t want to be surprised when you arrive at the pharmacy. Knowing What Drugs Are Covered Where to begin? It all starts with the list of drugs your covers. This is commonly [...]more
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New Health Plan? No Problem.
You’ve just selected a new health plan, and now you may be thinking, “What do I do next?” The first step is to choose a Primary Care Provider, or PCP. This will be your “go-to” doctor or nurse practitioner whenever you need care. Certain types of plans require you to have a PCP, like HMOs, [...]more
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Your Health Plan in Your Mailbox
Having a health plan means you may get lots of mail. Why so much? By law, health plans are required to mail certain information to their members. While everything your health plan sends you is important, there are some letters you should pay closer attention to. Anything that requires you to do something (like paying [...]more
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Health Plans with Deductibles
Does your health plan have a deductible? What does that mean? This article will help you understand how health plans with deductibles work and explain how something that can sound a bit confusing might actually be a good thing. A deductible is the amount you pay for health care services before your coverage kicks in. The concept [...]more
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Health Plan Tools You Can Use
Most health plans offer a range of tools that are easy to use and are just a mouse click away. So be sure to take advantage of them — whether you’re getting details of your coverage, checking on a referral, or using helpful tools to keep track of your health and wellness goals. Online access to [...]more
You Are Your Best Advocate
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Your Health Insurance Checklist
It’s always best to be an educated consumer, no matter what you are buying. That’s especially true when it comes to your health. And while it’s easy to leave the details to your doctor or your , you have a responsibility to understand your health insurance coverage and to make informed decisions about your care. [...]more
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Can Staying Healthy Really Be Simple?
In a word, yes, it can be. In fact, it should be. In this overcomplicated, stressed-out world we live in, learn to live by the words “keep it simple.” There is no need for complicated diet plans or expensive exercise equipment, or crazy supplements designed to fix problems you didn’t even know you had. Use [...]more
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Take Control of Your Health
It sounds simple, but you may want to think of yourself as the CEO of your health. You have support staff around you – doctors, family, friends. You have access to all sorts of research and reports, and an intense grasp of the product – your body. So ultimately, the responsibility falls on your shoulders [...]more
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You Are the Manager of Your Health and Your Wallet
You wouldn’t walk away from the supermarket check out and leave change on the counter, would you? The same should be true when it comes to taking advantage of the programs and discounts available to you through your health insurance plan – all designed to help you get, and stay, healthy. You may be very [...]more
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